UPI vs Cash in Remote Hills: Backup Plan That Works

Wallet with small Indian currency notes next to a phone showing a UPI QR in a remote hill village shop.

Introduction We like UPI payment, however, the minute you switch off a highway into the hills, it is time to break the rules. Real time payments can be stalled by tower shadows, power interruptions and overcrowded festivals. Once we had a couple of clammy sweaty pending screens (and one tea bill we could not pay … Read more